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Non-prime auto ABS market clears record $716.88 million CPS securitization with full ratings coverage

7/25/2026

The non-prime auto loan securitization market cleared a record transaction on July 22, with demand from qualified institutional buyers absorbing all five classes of notes.

Consumer Portfolio Services (Nasdaq: CPSS), the Las Vegas specialty finance company, priced $716.88 million in asset-backed notes against a collateral pool of $734.51 million in automobile receivables, completing its third term securitization of 2026 and the largest deal in its history.

How the capital stack was priced The five-class structure of CPS Auto Receivables Trust 2026-C reflects current institutional pricing for non-prime auto risk.

Class A notes totaling $317.3 million, with a 0.65-year average life, priced at 4.52% and earned triple-A ratings from both Standard & Poor's and DBRS Morningstar.

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